GB Claims serves all of Westchester County from our office in Suffern, just across the Hudson over the Mario M. Cuomo (Tappan Zee) Bridge — about thirty to forty-five minutes to White Plains, Yonkers, New Rochelle, Scarsdale and the river towns. We represent Westchester homeowners, co-op and condo owners, landlords and business owners against their own insurance companies after fire, water, storm and theft losses.
Westchester is a county of older, high-value housing: pre-war Tudors and colonials in Scarsdale, Bronxville, Larchmont and Rye; large co-op and condo buildings in Yonkers, White Plains, New Rochelle and Mount Vernon; shoreline homes along Long Island Sound; and wooded properties in Chappaqua, Bedford, Katonah and the rest of northern Westchester. Slate roofs, plaster walls, original hardwood and custom millwork cost far more to restore than the standard carrier estimate allows for, and that gap is where most Westchester claims are underpaid.
What a public adjuster actually does for you
Your policy is a contract, and proving what you are owed under it is your responsibility, not the insurer’s. That burden falls on a homeowner at the worst possible moment. We take it over: we document the damage, measure and scope the repairs, prepare the estimate, submit the claim, answer the carrier’s questions, and negotiate the settlement. The insurance company’s adjuster works for the insurance company; we work only for you.
After a serious fire or a large loss, every room, every item and every hour of displacement has to be documented from day one. See how we handle those on our Fire & Large Loss Claims page.
Common Westchester property claims
- Water damage from burst pipes, failed supply lines and roof leaks in older homes and multi-story co-ops, where one leak damages several units.
- Flooding and sewer backups after heavy rain along the Bronx River, Saw Mill River, Sheldrake River and the Sound shore — Mamaroneck, Larchmont, Rye, Yonkers and Scarsdale were hit hard by Hurricane Ida in September 2021.
- Kitchen and electrical fires, with smoke and soot damage spreading through the whole house.
- Storm, wind and fallen-tree damage to roofs, siding and detached garages in wooded northern Westchester.
- Ice dams and frozen pipes in winter, especially in homes left empty during the week.
- Theft, vandalism and damage to vacant or rental properties.
High-value homes and co-op buildings
On a high-value home the insurer’s software estimate rarely reflects the real cost of matching slate, copper, plaster, hardwood and custom finishes. We scope the repair the way a restoration contractor actually has to do it, line by line, so nothing is left out of the claim.
In a co-op or condo building the loss is often split between the unit owner’s policy and the building’s master policy. We sort out which policy responds to which part of the damage, document both, and keep your own claim moving while the carriers work it out between them.
Our licence
GB Claims LLC holds New York Public Adjuster License PA-1988333, issued by the New York State Department of Financial Services under Section 2108 of the New York Insurance Law. Licensed sublicensee: Benzion Goldman. We are based in Suffern, Rockland County, and are also licensed in New Jersey, Pennsylvania and Connecticut.
Frequently asked questions
Which parts of Westchester do you cover?
All of it: White Plains, Yonkers, New Rochelle, Mount Vernon, Scarsdale, Rye, Harrison, Mamaroneck, Larchmont, Bronxville, Pelham, Eastchester, Tarrytown, Sleepy Hollow, Ossining, Peekskill, Yorktown, Mount Kisco, Chappaqua, Bedford, Katonah and the surrounding towns and villages.
I live in a co-op. Whose insurance covers the damage?
Usually both. The building’s master policy typically covers the structure and common elements and your own policy covers your unit’s improvements and contents, but where the line falls depends on the proprietary lease and the by-laws. We read both policies and present each claim to the right carrier.
My insurer already sent an adjuster and made an offer. Is it too late to hire you?
No. You can bring in a public adjuster at any point before the claim is closed, and often after, if the settlement did not cover the actual damage. We review the carrier’s estimate against the real scope of repair and pursue the difference.
Talk to a licensed public adjuster: 845-456-6699 — or request a free claim review. Already have an estimate or an offer from your insurer? Send it over for a free second opinion.
Nearby Areas We Serve
- Public Adjuster in Rockland County, NY
- Public Adjuster in New City, NY
- Public Adjuster in Brooklyn, NY
- Public Adjuster in Fairfield County, CT
- Public Adjuster in Stamford, CT
- Public Adjuster in Orange County, NY