GB Claims serves Englewood and the neighboring Bergen County towns from our office in Suffern, New York — about half an hour away via Route 17 and Route 4. We represent Englewood homeowners, landlords and business owners against their own insurance companies after fire, water, storm and theft losses.
Englewood is a city of about 30,000 with some of the most varied housing in Bergen County: large pre-war homes and estates on the East Hill below the Palisades, two-family houses and apartment buildings in the Fourth Ward and around downtown Palisade Avenue, and newer condominiums near Route 4. The west side of the city slopes down toward Overpeck Creek, and the low streets there see basement flooding and sewer backups after heavy rain. On the East Hill, slate and tile roofs, copper gutters, plaster, old-growth hardwood and original plumbing make even a routine water or fire loss far more expensive to restore than a carrier’s standard estimate allows.
What a public adjuster actually does for you
Your policy is a contract, and proving what you are owed under it is your responsibility, not the insurer’s. That burden falls on a homeowner at the worst possible moment. We take it over: we document the damage, measure and scope the repairs, prepare the estimate, submit the claim, answer the carrier’s questions, and negotiate the settlement. The insurance company’s adjuster works for the insurance company; we work only for you.
After a serious fire or a large loss, every room, every item and every hour of displacement has to be documented from day one. See how we handle those on our Fire & Large Loss Claims page.
Common Englewood property claims
- Water damage from burst pipes, aging plumbing and roof leaks in large older homes.
- Basement flooding and sewer backups on the west side near Overpeck Creek after heavy rain.
- Kitchen, chimney and electrical fires, with smoke and soot damage through multiple floors.
- Wind and fallen-tree damage to roofs, slate, siding and detached garages on wooded lots.
- Ice dams and frozen pipes in winter, including in homes left empty while the owners travel.
- Theft, vandalism and losses at rental and multi-family buildings.
High-value homes and multi-family buildings
On an East Hill home the insurer’s estimating software rarely matches the real cost of slate, copper, plaster and custom millwork, and ‘matching’ rules for undamaged areas are applied inconsistently. We scope the repair the way the restoration actually has to be done, line by line, so the claim reflects the house that was damaged.
On a multi-family building the claim has to account for each unit, the common areas, code-upgrade costs and lost rent during repairs. We document the whole building and the repair timeline so that no part of the loss is averaged away.
Our licence
GB Claims LLC is licensed as a public adjuster in New Jersey and in New York (New York Public Adjuster License PA-1988333, issued by the New York State Department of Financial Services), as well as Pennsylvania and Connecticut. Licensed sublicensee: Benzion Goldman. We are based in Suffern, New York, a few minutes from the Bergen County line, and work only for policyholders — never for insurance companies.
Frequently asked questions
Which neighborhoods of Englewood do you cover?
All of them — the East Hill, the Fourth Ward, downtown along Palisade Avenue and Grand Avenue, the west side toward Overpeck Creek — plus Englewood Cliffs, Tenafly, Teaneck, Bergenfield, Leonia and the rest of Bergen County.
The carrier wants to patch the slate roof instead of replacing it. Can that be challenged?
Often, yes. Whether a repair is possible depends on whether matching material is available and whether the remaining roof can take the work, and many policies address matching directly. We document the roof’s condition and the availability of matching material and present the case for the proper repair.
Can you help after a fire in a rental building I own?
Yes. We document the structure, each unit, the common areas and the lost rental income, and handle the carrier’s questions so you can focus on your tenants. See our Fire & Large Loss Claims page for how we approach a major fire.
Talk to a licensed public adjuster: 845-456-6699 — or request a free claim review. Already have an estimate or an offer from your insurer? Send it over for a free second opinion.
Nearby Areas We Serve
- Public Adjuster in Teaneck, NJ
- Public Adjuster in Bergen County, NJ
- Public Adjuster in Wayne, NJ
- Public Adjuster in Passaic County, NJ
- Public Adjuster in Nanuet, NY
- Public Adjuster in New Jersey