GB Claims serves Middletown from our office in Suffern, about forty-five minutes away on Route 17. We represent Middletown homeowners, landlords and business owners against their own insurance companies after fire, water, storm and theft losses.
Middletown is one of Orange County’s three cities and has a wide range of property: Victorian and early-1900s homes near downtown, mid-century neighborhoods, multi-family rentals, and commercial buildings along Route 211 and in the city center. Older electrical and plumbing, aging roofs and multi-family occupancy make fire, water and roof claims frequent — and frequently underpaid.
What a public adjuster actually does for you
Your policy is a contract, and proving what you are owed under it is your responsibility, not the insurer’s. That burden falls on a homeowner at the worst possible moment. We take it over: we document the damage, measure and scope the repairs, prepare the estimate, submit the claim, answer the carrier’s questions, and negotiate the settlement. The insurance company’s adjuster works for the insurance company; we work only for you.
Common Middletown property claims
- House fires and electrical fires in older homes, with smoke and soot damage throughout.
- Frozen and burst pipes in older houses and in rental units that sit vacant between tenants.
- Roof leaks and storm damage on aging roofs, with water damage to plaster ceilings and walls.
- Water losses in multi-family buildings that affect several tenants and the owner’s lost rent.
- Sewer and drain backups in basements.
- Theft, vandalism and damage to vacant or rental property.
Landlords and multi-family property
A fire or water loss in a Middletown rental is two claims in one: the damage to the building and the rent you lose while it is repaired. Carriers often pay the first and quietly forget the second. We document the repair scope, the time it will realistically take, and the rental value, and pursue the whole loss.
Our licence
GB Claims LLC holds New York Public Adjuster License PA-1988333, issued by the New York State Department of Financial Services under Section 2108 of the New York Insurance Law. Licensed sublicensee: Benzion Goldman. Our office is at 71 Lafayette Avenue, Suite 203, Suffern, NY 10901.
Frequently asked questions
Do you handle claims in Middletown?
Yes. We serve Middletown, Goshen, Newburgh and all of Orange County from our office in Suffern, and we inspect in person.
My house is older. Will the insurer pay for code upgrades?
Many policies include ordinance-or-law coverage that pays for code-required upgrades during repairs — new wiring, plumbing, egress and the like. Carriers rarely volunteer it. We check your policy for it and claim it where it applies.
The insurance company denied my claim. Is it over?
Not necessarily. A denial can be challenged with better documentation, a correct reading of the policy, or evidence of the actual cause of loss. We review denials at no charge.
Talk to a licensed public adjuster: 845-456-6699 — or request a free claim review. No upfront fee on public adjusting claims.
Nearby Areas We Serve
- Public Adjuster in Goshen, NY
- Public Adjuster in Newburgh, NY
- Public Adjuster in Monroe, NY
- Public Adjuster in Orange County, NY
- Public Adjuster in New York